every year
ever called
projects announced
What is happening
Our HOA collects $1,080,000 per year from 360 Starpointe homeowners. No meetings have ever been called. No financial statements have been distributed. No community improvement projects have been announced. And at least one member of the executive board does not even live here — while owning a rental unit in this community. Homeowners deserve to know where their money is going and who is making decisions on their behalf.
The issues
No homeowner meetings — ever
The executive board has refused to hold any homeowner meetings and actively rejects owner feedback. Under NJ's Planned Real Estate Development Full Disclosure Act (PREDFDA), at least one annual meeting is legally required. We have had none. Homeowners have no voice in decisions that affect their property and their money.
Zero transparency on how funds are spent
Over one million dollars passes through this HOA annually. Not one homeowner has received a budget, a financial statement, or an accounting of expenditures. We do not know what our money is paying for — maintenance contracts, management fees, legal costs, or something else entirely. NJ law requires annual financial reporting. This board ignores it.
No improvement projects — community is going backward
Despite collecting over $1M per year, the executive board has announced zero community improvement projects. Common areas are deteriorating. Shared amenities are being neglected. A well-run HOA uses reserve funds to maintain and improve the community. Ours cannot account for where that money goes.
Board member does not live here — and owns a rental
At least one member of the executive board does not reside in the Starpointe community. This same individual owns a rental unit within the community. A board member who does not live here has no personal stake in the quality of life, property values, or day-to-day conditions that affect resident homeowners. Their interests may not align with ours.
Rentals are hurting property values and mortgage eligibility
A high concentration of rental units in an HOA community is a red flag for mortgage lenders. Many conventional and FHA loan programs require that owner-occupancy rates meet minimum thresholds — often 50% or higher. When rentals dominate a community, potential buyers struggle to get approved for mortgages, which suppresses demand, drives down home values, and makes it harder for existing owners to sell. The board's inaction on this issue directly harms every homeowner's investment.
The bigger picture
Taken individually, any one of these issues could be explained away. Taken together, they form a troubling pattern: a board that refuses oversight, controls over a million dollars with no accountability, includes a member with a financial stake in rentals, and has done nothing to maintain or improve the community it was elected to serve.
We are not making accusations. We are asking questions that every homeowner has a legal right to ask — and that this board has refused to answer.
Your rights as a NJ homeowner
Under New Jersey law, your HOA board is required to:
- Hold at least one annual homeowner meeting open to all owners (PREDFDA)
- Distribute annual financial statements to all unit owners
- Make books, records, and meeting minutes available for inspection upon request
- Maintain a reserve fund and disclose its balance
- Provide an Alternative Dispute Resolution (ADR) procedure for owner complaints
- Respond to written record requests within a reasonable timeframe
- Conduct board business in a manner free from conflicts of interest
Homeowners can recall the board
You have the power to remove board members — not just complain about them
Most New Jersey homeowner associations, including ones like Starpointe, are organized as nonprofit corporations under the New Jersey Nonprofit Corporation Act (Title 15A). Under that law, members generally have the right to remove a trustee or board member — with or without cause — by a vote of the membership, unless the association's own certificate of incorporation or bylaws say otherwise. In plain terms: homeowners, not just the board, have the legal authority to force a change in leadership. The exact signature threshold and vote requirements are set by Starpointe's own bylaws, so the first step is always getting a copy of them.
How a recall typically works
- Request a copy of the Association's bylaws in writing. The board is required to make governing documents available to owners upon request.
- Find the section covering "removal of trustees/directors" or "special meetings" — this spells out the exact percentage of homeowners needed to force a vote.
- Circulate a written petition among homeowners calling for a special meeting to vote on removing specific board members. Collect signatures with unit/address and date.
- Submit the signed petition in writing to the board secretary or registered agent, and keep a copy plus proof of delivery for your own records.
- If the board refuses to call the meeting within the timeframe your bylaws require, homeowners can petition the NJ Superior Court to compel it — this is where documentation from an NJ DCA complaint (below) can help.
- At the special meeting, members vote. Under the Nonprofit Corporation Act, a majority of votes cast is typically enough to remove a trustee unless your bylaws set a different threshold.
File a complaint — official NJ government resources
You can report this board to the State of New Jersey today
Filing a complaint with the NJ Department of Community Affairs is free, takes about 30 minutes, and creates an official government record the board is legally required to respond to. You do not need a lawyer. You do not need to coordinate with other homeowners. Any individual owner can file independently.
How to file — step by step
- Download the complaint form from the link above or call (609) 984-7905 to request one by mail.
- Fill in your name, address, association name (Starpointe), and describe the specific violations.
- Attach any supporting documents — unanswered letters, photos, written requests that were ignored.
- Mail the completed form to the NJ DCA Association Regulation Unit at the address listed on the form.
- The DCA will send a formal letter to the board demanding a response. The board cannot ignore the state.
Homeowners standing up
Homeowners have added their voice
We need 36 signatures to formally petition for a homeowner meeting. Help us get there.
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